What is a Conventional Loan?
A conventional home loan is a mortgage that is not insured by the federal government, so their terms are more flexible than USDA, FHA or VA loans. Offering low interest rates, they’re a great fit for customers with good credit and financial stability who can afford a down payment.
Why would a Conventional Loan be the best choice for you?
Simplicity – Without Federal Government-mandated procedures to deal with, Conventional loans are simple to apply and qualify for.
Flexibility – With tons of options and customizable terms available, we can craft a conventional loan that perfectly aligns with your financial status and long-term goals.
Affordable Down Payments – Required down-payments can be set as low as 3% of the home cost, making Conventional Loans more attainable than ever.
Loan Interest Rates – By confirming our customers’ financial stability and credit score, we can offer amazingly low interest rates.